Case based Reasoning as a Tool to Improve Microcredit

Mohammed Jamal Uddin, Giuseppe Vizzari, Stefania Bandini

2015

Abstract

This paper will discuss the possibility to adopt the Case-Based Reasoning approach to improve microcredit initiatives. In particular, we will consider the Kiva microcredit system, which provides a characterisation (rating) of the risk associated to the field partner supporting the loan, but not of the specific borrower which would benefit from it. We will discuss how the combination of available historical data on loans and their outcomes (structured as a case base) and available knowledge on how to evaluate the risk associated to a loan request (exploited to actually rate past cases and therefore bootstrap the CBR system), can be used to provide the end-users with an indication of the risk rating associated to a loan request based on similar past situations. From this perspective, the case-base and the codified knowledge about how to evaluate risks associated to a loan represent two examples of knowledge IT artifacts.

Paper Citation

in Harvard Style

Jamal Uddin M., Vizzari G. and Bandini S. (2015). Case based Reasoning as a Tool to Improve Microcredit . In Proceedings of the 7th International Joint Conference on Knowledge Discovery, Knowledge Engineering and Knowledge Management - Volume 3: KITA, (IC3K 2015) ISBN 978-989-758-158-8, pages 466-473. DOI: 10.5220/0005664604660473

in Bibtex Style

@conference{kita15,
author={Mohammed Jamal Uddin and Giuseppe Vizzari and Stefania Bandini},
title={Case based Reasoning as a Tool to Improve Microcredit},
booktitle={Proceedings of the 7th International Joint Conference on Knowledge Discovery, Knowledge Engineering and Knowledge Management - Volume 3: KITA, (IC3K 2015)},
year={2015},
pages={466-473},
publisher={SciTePress},
organization={INSTICC},
doi={10.5220/0005664604660473},
isbn={978-989-758-158-8},
}

in EndNote Style

TY - CONF
JO - Proceedings of the 7th International Joint Conference on Knowledge Discovery, Knowledge Engineering and Knowledge Management - Volume 3: KITA, (IC3K 2015)
TI - Case based Reasoning as a Tool to Improve Microcredit
SN - 978-989-758-158-8
AU - Jamal Uddin M.
AU - Vizzari G.
AU - Bandini S.
PY - 2015
SP - 466
EP - 473
DO - 10.5220/0005664604660473